Please be reminded that the information given here is given as suggestions that can assist you with your risk management program. These suggestions are not given as legal advice; therefore, before you use them, please review them with your legal advisor and/or accountant as you feel necessary.  This self audit is given as suggestions that cover important elements that should be reviewed, but it is not intended to be exhaustive in its coverage of this area.  

When reviewing your employee and volunteer procedures and forms today, there is little difference from the view of the court. Thus, the forms and procedures for both should be very similar to meet the demands of today's culture.  Here are some important elements that should be reviewed as to the risk that they might present to your organization.

Health coverage for those who are between jobs, laid off, waiting for employer coverage to be effective, and/or graduated from college and thus dropped from their parent's policy that day.  Provides temporary health coverage from 30 to 185 days and is renewable once. Click the download to review and print.  The application must be completed, signed, and mailed (with your payment made payable to Fortis Health Insurance Company) to our office for processing. Mail to Phelps Financial Services, Inc. , 659 Park Meadow Rd., Suite H, Westerville, Ohio  43081.  We are licensed for this business in OH, MI, IN, and KY.