Health coverage for those who are between jobs, laid off, waiting for employer coverage to be effective, and/or graduated from college and thus dropped from their parent's policy that day.  Provides temporary health coverage from 30 to 185 days and is renewable once. Click the download to review and print.  The application must be completed, signed, and mailed (with your payment made payable to Fortis Health Insurance Company) to our office for processing. Mail to Phelps Financial Services, Inc. , 659 Park Meadow Rd., Suite H, Westerville, Ohio  43081.  We are licensed for this business in OH, MI, IN, and KY.