Often when the idea for a new church plant takes place, it begins with a Bible study in someone's home or another common meeting place. At this time, the new church can usually operate under the liability protection of the mother church or other church body, though that should be checked to be sure. When the new church plant moves from the Bible study type of format to leasing space and having a more formal organization, it is time for them to consider arranging for their own protection since most church policies or other church body policies will not usually provide the necessary liability coverages that are needed to protect it from the unique risks of the new church plant. Here are some risk facts that should be considered and reviewed:

We believe a proper understanding of the terms and concepts assists our clients in making more informed and better decisions in today's ever changing and challenging culture. All terms defined on this site are of a general definition nature and should assist you as you review your policy; for specific definitions, please consult your specific policy for the proper contractural definition between yourself and the insuring company you have chosen.

Looking For A Agency With Experience?  Your Ministry Needs Our Quality Stewardship Tools Which Can Equip Pastors And Church Leaders To Meet The Demands of Our Complex And Litigious Culture Without Ministry Compromise.*   

Please be reminded of the conditions of use for the materials supplied on this site.  We are not in the business of rendering legal advice, and all materials and suggestions should be reviewed with your professional before use. Forms are on the next pages, with contact info for an attorney we work with who can assist you with the review of this area.

If you desire a possible rate credit for this area, your procedures must be reviewed by our office to be sure they meet underwriting guidelines. Please submit a copy of your procedures when they are completed. If you need assistance with this, please feel free to contact us. 877-471-7997

Points to consider when purchasing Long Term Care Insurance.  Today's culture offers some very harsh realities of disturbing consequences for those that delay proactive care with this possible area of financial risk. This area of financial risk today is commonly called the financial quicksand abyss that can devour your assets leaving you penniless as you age in life.  Most people today do not understand the realities of this financial risk and are thus unprepared to face this challenge that can undermine and destroy all other well designed plans they may have put in place.