Golden Rule, Fortes, Time are our companies. We provide health coverage when you are between jobs, laid off from work, just graduated from school and dropped off  your parent's policy, a student needing short term coverage, etc. The policies offer the standard deductable of $500 or $1,000 with a co-insurance of 80/20. Contact us for a quote with your email address or U.S. mail address. For the quote we need, phone number, date of birth, zip, gender and desired effective date.