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Universal Life plans
Plans that meet the more long-term security needs of your loved ones with unique benefits and flexible. There are many plans, riders, features, and bonus provisions to custom-build a plan that will meet your budget constraints and security requirements.   This product is underwriten by Kansas City Life Insurance Company.

Individual Universal Life plans
Individual Universal Life plans
   We offer many types of individual universal life plans with a variety of features and riders to meet the many needs of  today's clients.  Universal life plans will meet your long-term security needs economically, with a level death benefit and a level premium.  
Single Premium Universal Life plans
  

These single premium plans have minimum issue amounts of $5,000 for ages 0 to 19 and $10,000 for ages 20+.  This is a very unique product that can offer security for persons desiring a single premium life product.

Single Premium Universal Life plans
Survivorship Life plans (Second-to-Die plans)
Survivorship Life plans (Second-to-Die plans)
   These plans provide one death benefit which is paid after the second person dies. This could be a plan for two business partners or a husband and wife. Many times there are increased needs after a second death to provide liquidity for estate taxes and such.  For some this could be cheaper than purchasing two policies. 
Joint Universal Life plan (First-to-Die plans)
  

A life plan which provides protection for two people under one policy. The benefit is paid when the first death occurs.  Any two people can purchase this plan who have a mutual financial interest. For some this could provide the affordable solution for their security needs. 

Joint Universal Life plan (First-to-Die plans)
Site last updated 02/07/2014