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How are you managing your Personal/Consumer Risks of Life
Risk Management strategies are like a critical hedge around our families, our assets, and ourselves as we interact in the litigious culture of today. Daily changes and advancements in technology present new and more difficult challenges that need review. Destructive forces are ever present and ready to attack any found weaknesses in ever unexpected and differing ways. Small details overlooked can make a big difference today. Good records and continual communication with us will help you today.  To review you credit report free to see where you are in life or to look for errors and identity theft issues click here http://www.ftc.gov/opa/2004/11/041130freecreditrpts.htm

Comprehensive Risk Management Self Audit Form
Comprehensive Risk Management Self Audit Form
  

The foundation of a strong insurance program is a solid risk management strategy that is systematically reviewed for weakness and strength. Any weakness must be immediately dealt with so that it may continue providing the critical foundation you need today. An insurance program without this solid foundation is like building your home on quicksand. When the storms and risks of life are presented, your home will be easily be destroyed.  Most of the time we are the architects of our own demise by being too neglectful, too trusting, too naive, and too busy.

The Risk Management Report Card, Less Risk, Possible Lower Rates
   The Risk Management Report Card is the data that I must review for your renewal with the insurance company home office underwriter.  This report has a major impact on your renewal premium.  Please take some time to review the elements of this report so that we can work together for your best premium and less risk. 
The Risk Management Report Card, Less Risk, Possible Lower Rates
Key Points To Consider Before You Travel Here or Abroad
Key Points To Consider Before You Travel Here or Abroad
  

Things to check about your home before your leave. Tips about auto rental when you travel. Things to consider when you travel out of the US about health coverage and life coverage, just what do most health policies pay when you are out of the country. Does you auto insurance cover you as you dirve in another country or does it cover a domestic rented auto?  We trust you have a safe trip and return to the peace of your home in good health.

Relationship Risks,Peaceful Haven,Transition, In Crises or Death
  

All risks of  your life start with you and your relationships. Every relationship of our life from work, church, school, community and our personal life has the potential to totally destroy all life aspects or build every aspect of our life with vivid color and energy.  However, far to often we are the architects of their demise, from poor choices, neglect, busy schedules, nativity, or lack of tender care and nurturing for them. The complex relationship of a husband and wife demands an investment of hard work, care, encouragement, and forgiveness.  Most women today are looking for security and trust, while most men are looking for admiration and respect The quality fit and gift of these to the other is like a magnet which complements each spouse, attracting each to the other just as their careless neglect or misunderstanding repels each.  Complementary in a relationship, signifies a unique difference and quality fit, identical in a relationship, signifies a misfit and tension as they attempt to fit but never do. With each relationship of life, we drag along expectations, definitions, assumptions, and our background, which colors our views and perspectives of each element. Taking the time to do quality listening and communication are critical for today's fast moving and self-centered culture. How are your relationships of life, tired and needing help, or a growing haven of peace?  We offer a quality referral network that can help meet needs for relationships.  Those in crises and dying, or those growing and alive but feeling they are ready for improvement. Start doing wise relationship investing, your withdrawals can bankrupt. Contact us today for a professional referral to help you invest wisely, tomorrow may be to late.  A dying or dead relationship not only affects you but also those about you.  An unwise or hasty choice to releave your pain at this time in life could find you jumping from the frying pan directly into the fire. 

Relationship Risks,Peaceful Haven,Transition, In Crises or Death
Financial & Estate Planning Strategies
Financial & Estate Planning Strategies
   Financial Planning is the foundation of a good financial plan that can provide the security and peace of mind necessary in today's world of change and uncertainty. It is necessary to know financially where you have come from, so that you can better understand where you are and make it possible to put a proper plan in place for where you are going. We have a plan for most financial positions that you might currently find yourself in. Contact us today for a free review and consultation.  Click here to link
Property, Personal Property, Grounds, Personal Liability, Etc.
   We offer risk management for your liability situations, residential property, personal property, grounds, rental property, and vacation home.
Property, Personal Property, Grounds, Personal Liability, Etc.
Identity Theft Risk Management Issues
Identity Theft Risk Management Issues
   Tips on avoiding the pitfall of having to deal with the issues of Identity Theft. GuideOne will be offering an endorsement for home insurance plan this year that will provide coverage for this new fraud that is becoming more evident each passing month. To understand the risks, tips to prevent it, and what to do when if it should happen to you see the next level of info.
Vehicle Risk Management Strategies
  

Vehicle use and applications require necessary reviews for today. The addition of drivers to the mix add other dimensions of risk when you consider driver age, health, driving record, and maturity.

Vehicle Risk Management Strategies
Health Risk Management Strategies
Health Risk Management Strategies
  

Caring for your physical body is critical as we face the demands of today's world. It is necessary to follow some basic risk management strategies systematically and consistently. Suggestions follow.

Loss of Life Risk Management Strategies
   When the income stops, which was produced by a decedent for those they love, how will their bills be paid? What additional risks will they face?  It has been said that if you have dependents, and if you do not pay for their protection, they will be forced to pay for it with lost dreams, a poor life style, and a possible absent parent if there were small children in the home. That single person could leave a financial mess for their family to deal with. For the older person, it may mean a loss of independence and a life of financial struggles. 
Loss of Life Risk Management Strategies
Investment Risk Management Strategies
Investment Risk Management Strategies
   Our investment risk management, reviews your investment risks and their relationship to your investment goals. A regular review is necessary today  for your peace of mind and security as you try to deal with a world that presents itself with so much change and uncertainty.
Retirement Risk Management Strategies
Workshops, Seminars, Newsletters, and Other Resources
Workshops, Seminars, Newsletters, and Other Resources
  

Information on our workshops, seminars, our newsletter archive, and other resources, printed or other, are presented here for your reference. Please keep in mind that because we present these materials doesn't mean that we endorse all of their content or positions. They are present because we feel they have relevance and information that may be a resource of assistance to you. Please keep in mind that when you link to another site, our privacy statement and use statements do not apply, as you are subject to their site privacy and use statements.  If you have questions concerning any provided resources or links, please contact us. Workshops info of a general nature are given under the workshop & newsletter tab in the left menu choices.

Data & Record Security and Preservation Strategies
   Data and record security and preservation strategies can present challenging issues today. Information now comes in paper, digital, video, tape, or book; each has its risks. Copies and backups are as essential as breathing today. Security issues are a continual challenge as criminals, nature, and other forces present themselves with constant change in their destructive drive today. Technology is rapidly changing every day; it can boggle your mind as you try to cope with its many aspects. Some suggested techniques and strategies follow.
Data & Record Security and Preservation Strategies
Site last updated 01/07/2018