Non-qualified annuity plans are funded with after tax dollars and continue to grow tax-deferred until withdrawn for income and retirement. Withdrawal and/or income can be without tax penality after 59 1/2, or must be started before April in the year you are 70 1/2. We offer some product choices for funding your plans that should be reviewed with us to determine the best fit for your circumstance of life. Each annuity plan product could provide you with advantages and disadvantages; however, in most cases, one plan may fit your expectations better than another after a review of them. You can fund your choice of annuity by using Fixed, Variable, and Indexed Annuity funding note the choices offered below.

A critical factor in today's market, it's not always how much you make but how much you keep. Deposits in this product have no risk for principle and earned returns. Indexed annuities can be used to fund most any qualified or non-qualified plans.  The plan flexes with the market index that has been chosen for it to be connected with. You will always earn your base return, thus you can experience some of the market highs without any lows--as you would with the variable annuities product.  A video presentation can be seen here  http://www.phelpsfinancial.com/summary/p/1370 A defination of terms and other info is persented for your review on the following page. .