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Formal Studies

My ongoing and continued areas of formal studies have included

independent studies as well as classroom studies in the following disciplines of study:


AA, degree

Associates in Arts and Sciences,

Educational objectives, general studies with emphasis in the physical sciences.

Jackson Community College, Jackson, Michigan.

For more information, please view  www.jccmi.edu/MainCampus


BA, degree

Bachelors of Arts and Sciences,

Educational objectives, Emphasis on people skills and church administration.

One year of study at Pillsbury Baptist Bible College, Owatonna, Minnesota, with graduation from Maranatha Baptist Bible College, Watertown, Wisconsin.

For more information, please view www.mbbc.edu


Post graduate work

Church Administration,

Educational objective was church administration.

Maranatha Baptist Bible College, Watertown, Wisconsin.


Contract law studies,

Educational objectives, contracts their development and operation in our culture, the foundation of insurance.

Capital University in Columbus, Ohio

For more information, please view www.capital.edu

Risk Management Studies

Cambridge Risk Management Studies

Eductional objectives, studies in risk management for religious institutions

University of Cambridge, Cambridge, England

For more information, please view www.cam.ac.uk

CFP®  Practitioner,

Certified Financial Planner TM

Educational objectives, development of financial planning skills through a series of courses of study over a period of years: for personal, small business and religious institutional clients; for all areas of financial risk management, budgets, investments, taxes, estate planning, business continuation, and general financial planning. Educational studies focus on the skills needed for the organized, comprehensive financial planning process of analyzing and collecting a client’s total financial data to understand their present position to enable proper application of insurance and other planning tools. Additionally this porcess enables the consultant to work with the client to identify and establish specific financial goals for the future, and then to formulate, implement, and monitor a plan to achieve those goals.

College for Financial Planning, Denver, Colorado

For more information, please view www.cffp.edu

The regulator organization is the Certified Financial Planners Board of Standards, Inc. For more information, please view www.cfp.net


LUTCF, designation

Life Underwriting Training Counsel Fellowship

Educational objectives, sales and marketing skills for small business and personal clients coveringt needs analysis, risk management, business continuation plans and the application of insurance to these.

Life insurance applications for personal life and the small business  

The American College, Bryan Manor, PA

For more information, please view www.amercoll.edu/Current_students/LUTC/default.asp


CPIA, Designation

Certified Professional Insurance Agent

Educational objectives, assisting personal client, small businesses, and religious institutional clients, with their risk management

How to properly match their risk factors with the necessary insurance benefits for vehicle, property, liability, crime, and other related areas.

AIMS Society, American Insurance Marketing and Sales

For information, please view www.cpia.com


RFP, Designation

Registered Financial Planner,

Educational objectives, personal and commercial financial planning and the application of planning objects with the client.

Registered Financial Planners Institute

For more information, please view www.rfpi.com


CSA, Designation

Certified Senior Advisor,

Educational objectives, training to assist seniors in dealing with the risks of life they face after age fifty and the risks their family members must deal with

as they journey through the senior years as a possible care-giver and/or a care receiver.  People are living longer and need assistance with quality choices to enable them to live a fulling quality life and enjoy it more as a senior or care-giver. This involves an on going proactive education study of senior daily life issues and their changes in today's culture.  It also includes estate planning, remainder of life issues, housing, transportation, social life, loss of family members, loss of health, and more.  A proactive plan is critical today to meet these challenges before either the care-giver or senior is caught in an abyss of issues that can destroy people as well as relationships.

Society of Certified Seniors Advisors

For more information, view www.society-csa.com

RHU®, Designation

Registered Health Underwriter

Educational objectives, the proper application of health insurance for personal and group health risk factors and how all the aspects work together for the consumer, employer, health provider, and the insurance company.  A proper employee benefits program is an important factor for employee satisfaction, longevity of employment, and quality attitudes that can yield higher employee productivity and profitability for the employer.

The American College, Bryan Manor, PA

For more information, http://www.theamericancollege.edu


REBC®, Designation

Registered Employee Benefits Consultant

* This should be a finished course of study in Summer 2007

Educational Studies covering selling and servicing skills for group employee products such as health insurance, disability, vision, dental, retirement planning, incentive compensation, and other employee benefits.

The American College, Bryan Manor, PA

For more information, http://www.theamericancollege.edu/subpage.php?pageId=257

CAP TM, Designation

Charter Adviser in Philanthropy

* This should be a finished course of study in fall 2007

Educational objectives, knowledge of planning tools to assist clients with their philanthropy goals for a quality Legacy which can enable them to more effectively meet their non-charitable estate planning and wealth management needs for a family Legacy.  This can also assist the charity or religious organization with future funding resources.

The American College, Bryan Manor , PA

For more information, http://www.theamericancollege.edu

CASL, Designation

Chartered Advisor For Senior Living

* This should be a finished course of study in Fall of 2008

Educational objectives, focuses on seniors' specific needs as they begin to plan seriously for retirement. It provides particular knowledge and understanding about dealing with seniors.

The American College, Bryan Manor, PA

For more information about this, please view

 For more information, http://www.theamericancollege.edu

ChFC, Designation

Chartered Financial Consultant

* This should be a finished course of study in 2008

Educational studies focus on the skills needed for the organized comprehensive financial planning process of analyzing and collecting a client’s total financial data to understand their present position, so as to identify and establish specific financial goals for the future, and then to formulate, implement, and monitor a plan to achieve those goals. This course of study can be applied for the personal client as well as the business and religious institutional cleints. 

The American College, Bryan Manor, PA

For more information, please view

For more information, http://www.theamericancollege.edu


CLU, Designation

Chartered Life Underwriter

* This should be a finished course of study in 2009

Educational studies covering the importance of life insurance for the protection, accumulation, and preservation of the economic value of human life, for the family, the business. For more information, please view

 For more information, http://www.theamericancollege.edu


ARM, Designation

Associates in Risk Management

* This should be a completed course of study in 2008 or maybe early 2009.

Educational studies focusing on understanding the risk management process, from analysis to implementation and monitoring, risk retention and transfer. Disaster recovery plans are an important factor of included study. Skills are learned regarding the unique nature of risk management, risk principles, and designing risk management programs. This is considered one of most respected and highest level of education in risk management.

American Institute for CPCU and Insurance Institute of America

Risk and Insurance Management Society, Inc.

http://www.rims.org/

CRM, Designation

Certified Risk Manager

* This course  of study should be completed in spring of 2008

Educational objectives, indentifing, analyzing, financing and administering operational risks, political risks, catastrophic loss exposure, third-party exposures, juridical, legal risks, and others. How to be proactive in managing risk factors for property, liability, income, and other risk factors.

The National Alliance for Insurance and Research

For more information, http://www.scic.com/CRM/CRMcourses/CRMcourses.htm

CIC, Designation

Certificed Insurance Counselor

* This course  of study should be completed in spring of 2008

Educational objectives, proper application and management of insurance benefits and risk financing in today's culture for business and consumers. Effective agency management and business practices.

The National Alliance for Insurance and Research

For more information, http://www.scic.com/CIC/CICmain.htm

CPCU, Designation

Charter Property Casualty Underwriter Professional

* This should be a completed course of study in 2008

Educational studies focusing on a broad understanding of property-casualty insurance and risk management. This includes in depth studies of personal financial planning and financial service institutions, reflecting the convergence of the property-casualty and financial service industries in today’s society. The emphasis for this study was for the commercial business and religious institutional clients.

American Institute for CPCU and Insurance Institute of America

For more information, please view http://www.aicpcu.org/flyers/cpcu.htm

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