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Transportation & Vehicle Insurance Plans
Vehicle insurance strategies must include not only insurance plans for organizational owned vehicles, but non-owned and hired used vehicles; maintenance issues, use and territory issues, and driver qualification for church bus, school bus, utility vehicles & private passenger autos.

Non-Owned & Hired Coverage Provisions
Non-Owned & Hired Coverage Provisions
   Non-Owned and Hired Auto Plans should be a vital part of your insurance protection package. This coverage can protect the organization when someone is using a vehicle which is not owned by the organization, whether volunteered, leased, or rented, and is using it in the interest of the organization. For example, someone uses their own auto to pick up supplies, or you rent a vehicle to haul some things or to transport people. This leads to an important side issue: since 15 passenger vans are known to be unsafe, allowing your organization to use them can put the organizational officers, employees and leaders in danger of possible litigation should an accident occur. On August 3, 2004, Ford Motor Company and Enterprise Rent-A-Car Company were sued for this very issue.
15 Passenger Van Alternative & Other Vehicles
  

Our value-added service connection to Tesco Bus & Collins Bus can assist you with your next purchase of a church or school vehicle or with a replacement. They offer both New & Used vehicles at a discount. There are vehicle passenger sizes from 8 to 38, either gas or diesel styles, cash purchase, and lease or financing is available. One of their popular vehicles is a 14 passenger vehicle that meets all new Federal Transportation Guidelines and does not  require a CDL to drive. Please click on this  link and fill in minimum info to connect to their site to view inventory and possible vehicle types & styles. sttp://www.phelpsfinancial.com/bus

15 Passenger Van Alternative & Other Vehicles
15 Passenger Van Safety Issues Today
15 Passenger Van Safety Issues Today
  

GuideOne Center For Risk Management Van Safety site has info that will assist you with your transportation decisions of today.  Your organization should also know that since there has been well-known, established litigation against the use of 15 passenger vans for transportation of people, and any use from this point forward puts your organization, its directors, officers, employees, volunteers, drivers, and other connected persons at high risk for possible litigation, as well as in possible danger of punitive litigation. Many states have banned their use to haul people. For other states, use prohibitions are pending with the Federal Government.  www.guideonecenter.com/churchandschool/vansindex.htm    related page   www.nasdpts.org/papervans.html

Owned Vehicles & Their Insurance Plan
   We offer the following company plans: GuideOne, Progressive and others as we find necessary to meet your specific needs when these two do not. Important side issue for this. Since 15 passenger vans are known to be unsafe, allowing them to be used by your organization opens possible risks to the organizational officers, employees and leaders to litigation should an accident occur. On August 3, 2004, Ford Motor Company and Enterprise Rent-A-Car Company were sued for this very issue.
Owned Vehicles & Their Insurance Plan
Site last updated 03/20/2024