Insurance is a purchase that many today approach not understanding all the necessary ramifications of their choices for an agent, a company and the provisions of the policies they may choose, and then latter wonder when they have a claim why there are problems with the adjustment or the agent who should assist them.  We are here to assist you with the proper choices that will meet your risks as you have explained them to us. Nothing is more constant today then change. Let's review your risks together by setting an apt today with us if it has been some time since your last review.

   The foundation for a great denominational headquarter and office operation is a solid risk management program. Here are some specific strategies designed to help you avoid the minefields of today's litigious culture. To review headquarter office risk, please click here: http://www.phelpsfinancial.com/summary/p/403

   We offer a complete program of property and liability insurance for your denominational headquarters and office, including your activity exposures. Specific risk management is also provided to assist you. For  vehicles, please note our religious vehicle insurance page. Employee benefits are also offered; for information, please note the employee benefits page. 

  

An added layer of liability protection, for your peace of mind, which is in addition to and on top of your underlying liability coverage, and which can also pick up possible loose liability ends. These plans offer a $10,000 retention (like a deductible) with a base single limit for both bodily and property damage of $1,000,000, with possible increases per million. Please note your specific policy for benefits and limits of coverage which you have purchased.

   Vehicle insurance strategies include not only insurance plans for company owned vehicles, but for non-owned and hired used vehicles, as well as for maintenance issues, use and territory issues, and driver qualification for church bus, school bus, utility vehicles & private passenger autos.

   Employees, your most valuable asset, deserve the best from you if you expect their best for you. When you help them achieve some of their dreams and goals, they will help you, the employer, achieve some of yours. The investment in your employees will yield a return that is worth your consideration many times over. To review benefit offerrings and govt requirements, and forms  Click here  

   . . . The compliance info, forms and plans that are essential for this area. If your religious organization or enterprise is in the states of OH, IN, MI, KY, IL, and/or WI, continue on with workers' comp choices to find the info you need, whether for a specific state, form, or compliance info.  Click the link for assistance.  www.phelpsfinancial.com/summary/p/38

  

We offer foreign travel medical insurance that provides coverage for emergency medical flights and other medical care that may be needed when traveling abroad. Over-looking this could cost you the loss of your assets since most U.S. medical plans do not cover this important area. We also cover visitors from other countries to the U.S. for business or pleasure. For link click here  http://www.phelpsfinancial.com/summary/p/269