The foundation for a great senior living community facility operation is a solid risk management program. Here are some specific strategies designed to help you avoid the minefields of today's litigious culture.

   Property insurance for your buildings, personal property, and liability risks with speciality products designed to meet your needs by the largest insurer of religious organizations in the country.

  

An added layer of liability protection for your peace of mind, which is in addition to and on top of your underlying liability coverage, and which can pick up possible loose liability ends. These plans offer a $10,000 retention (like a deductable) with a base single limit for both bodily and property damage of $1,000,000, and with possible increases per million. Please note your specific policy for the benefits and limits of coverage which you have purchased.

   Vehicle insurance strategies include not only insurance plans for company owned vehicles, but for non-owned and hired used vehicles, for maintenance issues, use and territory issues, and for driver qualification for church bus, school bus, utility vehicles & private passenger autos.

   Employees, your most valuable asset, deserve the best from you if you expect their best for you. When you help them achieve some of their dreams and goals, they will help you, the employer, achieve some of yours. The investment in your employees will yield a return that is worth your consideration many times over.  To review benefit offereings, govt requirements and forms  Click here

   The most often over-looked coverage could cost you your assets if an emergency medical flight or other medical care is needed when you are out of the country. Most U.S. medical plans do not cover this important area.

   The compliance info, forms, and plans that are essential for this area. If your religious organization or enterprise is in the states of OH, IN, MI, KY, IL, & WI, continue on with work comp choices to find the info you need, whether for a specific state, or a form, or compliance info.  Click the link for assistance.  www.phelpsfinancial.com/summary/p/38