Material and information on the www.phelpsfinancial.com site must only be used with the understanding that these are suggested aids, and that we are not engaged in rendering legal or accounting services, safety inspections, health inspections, or lawful considerations. Therefore, we urge you to have all materials and suggestions reviewed with your professionals before use.
We do not do nor warrant, safe, healthful, or lawful inspections as part of our professional services. These suggested aids are only given for persons to act on as they review them and consult with their professional for the area or item they are reviewing.
We do not do certified property appraisals of insured property as this is only offered by a certified appraisal company. The inspection and appraisal we do is designed to give us a suggested replacement cost of property, and to determine the coverage we feel will assist with the risks we are made aware of when we visit with you or visit your premises. For proper property values and replacement cost values, we strongly encourage our clients to contact a professional for a certified appraisal, which can remove doubt and put your mind at ease.
All insurance materials presented are of a general nature; for the correct review of the scope of your specific benefits, coverage, and limitations which you have purchased, and which apply to you specifically, please review your specific policy for the area in question, or contact our office and ask to speak to an agent.
All glossary terms defined are general definitions that are given to assist you in understanding an area; however, your insurance policy must be consulted for your specific insurance definitions, so that you may understand the contractual agreement between yourself and the insuring company. If the term is not specifically given in your insurance policy, please consult your professional for the area or item you are reviewing.
Links provided on this site are for ease of information or research; we do not warrant their information. When you are linked to their site, you are subject to their privacy and conditions of use policies. Our conditions of use apply only to this site.
We do not endorse all the content or positions of material present for linked sites. They are present because we feel they may have relevant information. If you have questions concerning any provided resources or links, please contact us.
Please be reminded all materials presented on this site are copyrighted and can only be used with the expressed written permission of Phelps Financial Services, Inc. in part or in whole. That written permission is herein granted for our clients only, for use within their own organization, business, or home, but it is not to be passed along to another entity or party without the written permission of Phelps Financial Services, Inc.
PHELPS FINANCIAL MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, PRODUCTS, AND SERVICES CONTAINED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.
PHELPS FINANCIAL MAKES NO GUARANTEE OF ANY UNIFORM RESOURCE LOCATOR (URL) ON ITS INTERNET WEBSITES. USERS OR WEBSITE ADMINISTRATORS INTENDING TO DEEP LINK OR BOOKMARK ITEMS ON THIS WEBSITE SHOULD BE AWARE THAT THIS WEBSITE IS DYNAMIC, AND CONTENT CHANGES ON A REGULAR BASIS. IN NO EVENT SHALL PHELPS FINANCIAL BE HELD LIABLE FOR RELOCATION, DELETION, RENAMING, OR REMOVAL OF DOCUMENTS, FILES, WEB PAGES OR CONTENT IN ANY FORM ON ITS INTERNET WEBSITES.
PHELPS FINANCIAL HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE INFORMATION, PRODUCTS, AND SERVICES CONTAINED ON THIS WEBSITE, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
IN NO EVENT SHALL PHELPS FINANCIAL BE HELD LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY, CONNECTED
· WITH THE USE OR PERFORMANCE OF THIS WEBSITE,
· WITH THE DELAY OR INABILITY TO USE THIS WEBSITE,
· WITH THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR
· FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF PHELPS FINANCIAL HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
Thanks for your kind understanding and application of this consideration for use of presented materials and content of this site.
We care about our clients, and we want to do our best to provide information and services that will assist you in today's culture--which has presented us with minefields of litigation to navigate through. Your feed-back and comments are appreciated.
Dorr R. Phelps, President
Phelps Financial Services, Inc.
Last Updated January 29, 2005