To review our Background & Experience, Educational Studies (Formal & Informal), Business And Industry Awards, Workshops Offered, Memberships, Periodicals & Regular Reading Materials Reviewed, click the blue bar above. Our life's experiences, thirty plus years of experience and many years of education have renforced our belief that today risk management is the foundation for disaster recovery plans that are both funded by quality insurance plans. Walk with us for your security and peace of mind.

   Churches ministries: we assist pastors and church leaders with our ministry stewardship tools that can equip them to meet today's litigious cultural. For individuals: we assist them with providing a safe environment for healthy and growing relationships in their personal life, church, community and business. We take the value and understanding for our clients, taking the time to walk with them as they journey throughout life.  We assist you and your ministries to develop, restore, and perserve trust, with excellence.

   Risk management, the foundation for the written safeguards/procedures can minimize risk before it happens. Disaster recovery plans can minimize a possible disaster after it happens. Insurance is the risk recovery funding that makes it financially possible for the risk management, safeguards, and disaster recovery plans to work in harmony. Today's culture requires all four properly coordinated with our professional assistance for the process to work effectively. Ministries that are proactive with these are ministries which are dynamic and growing.  Avoid "The Ministry Titanic Risk Syndrome," having insurance,  but lacking quality risk management and written ministry safeguards = a possible disaster in waiting.  Our prefessional personal services can assist your ministry with a specific road map to develop, restore, preserve trust, with excellence, without ministry compromise. 

   Church ministries today need effective stewardship tools. Our Ministry Stewardship Tools include, church insurance, employee benefits, risk management, written safeguards/procedures, disaster recovery plans, and financial management specifically tailored to your ministry size, type, and needs, for proper application. We offer ministries encouragement and effective information for ministry leaders walking with them to properly apply these tools in their ministries. To be done effectively today , risk management requires professional objectivity, one of our provided benefits. This study will assist ministries with a road map to develop, restore, and preserve trust, with excellence, without ministry compermise. 

   Remember the Titanic, the lack of a disaster plan cost the lives of over 1,500. A disaster plan for the "invincible" Titanic was thought unnecessary.  "The Ministry Titanic Risk Syndrome", having insurance but lacking risk management can lead to a disaster.  Today's culture is presenting a magnitude of challenges and disasters both man made and natural which are growing at an alarming rate. A prepared response readiness is essential for the survival of your organization and personal life. A quality disaster study can provide the necessary foundation for your disaster recovery plans.  For ministry disaster recovery plans to be done effectively, it requires professional objectivity, benefits we offer for a recovery road map, which allows for the preservaton and development of trust, without ministry compermise.  

   Our listed network of professionals for the many areas that you may need assistance in; offering services with professionalism and integrity. We have worked over the years with each of them and know them well. We have also found them to be very easy to work with and understanding of your specific needs.

   Strategies for our individual clients which can assist them in knowing where they have been, where they are, and where they are going with their financial plans. Contact us today for a free consultation to see if we might be able to assist you with your plans. If you desire to review our background, experience, formal education or qualifications first, those can be reviewed with a click on the first choice on our home page.

   Community of faith security and pease of mind. Personal insurance plans tailored for your specific risk factors. Auto, Home, Personal Excess Liability, Renters & Condo Unit, Rental Properties, Recreational Vehicles, Scheduled Property, etc. Insurance randomely purchased and lacking quality risk managment = a disaster in waithing, "The Titanic Sydrome".  Without a quality risk management study completed how will you know if your risk factors match the insurance you purchased?

   Master planning and financial planning strategies are the first building block after the solid foundation of risk management for your ministry. It is critical for ministries to understand and know where they have come from, where they are, and where they are going, if they are to deal with the challenge of today's fast-paced and ever-changing culture.  We assist ministries with budgeting, outside audits, and day to day plans, as well as long range master planning and growth, building use, planning, location and other property issues that can enable them to operate with confidence and balance.  The professionals we offer to assist your ministry have years of experience and quality training in their specific field of expertise.

   Ministry insurance plans for property, employee benefits, worker's compensation, umbrella excess liability, vehicles, camps,& retreats, and other religious organizational insurance which includes bonding.  You many think you have the best price, but in this day and age you need to be sure you are protected where you are the most vulnerable. The fine print may cost you dearly when presented with loss that is not covered. Insurance, lacking risk management = a disaster in waiting. 

   Master Planning and Financial Planning strategies are the first building block after the solid foundation of risk management for religious organizations. It is critical for the organization to understand and know where they have come from, where they are, and where they are going if they are to deal with the challenge of today's fast-paced and ever-changing culture.

   Plans for your Business Operations, Property, Employee Benefits, Worker's Compensation, Umbrella Excess liability, Vehicles, Business Continuation Plans and Strategies, and Other Commercial / Business Insurance.

   Your most valuable assets could become your worst liabilities. Benefits should include group life, disability, health, dental, vision, retirement plans, and consumer/personal products, reimbursed education expenses, etc. Benefits can yield great employee retention, attitudes, work quality and efficiency. Govt. forms and employer responsibilites

  

Today's health coverage for individual clients, religious organizations and business clients must be regularly monitored to properly meet the fast-paced changes for this risk area. We offer a variety of companies for both group and individual  Our plans includes many group programs and benefits types for employer groups from 1 to many employees. Our individual plans off traditional plans, HSA, and many type of plans for seniors in med sups, and Long Term Care. To obtain a group health quote please go to the employee benefit offerings page and complete the employee census form at the top and return to our office.

  

Life Insurance is one of the critical foundational stones that can help provide the security and peace of mind for those you love, the continuation of a business, and the ongoing work of a church or school.  WHEN WAS THE LAST TIME YOUR PLAN WAS REVIEWED?  YOU MAY QUALIFY FOR A BETTER PLAN OR LOWER COST PLAN TODAY.

   We believe a proper understanding of the terms and concepts will assist our clients in making more informed and better decisions in today's ever-changing and challenging culture.  This area is still underconstruction.

   Items of Interest to Seniors 50 and above: caregivers and care-receiver issues, Estate Planning, Life Choices, Health Plan Choices, Investment & Retirement issues, and Long Term Care (without LTC today you could experience total devastation of your estate). Our culture presents care givers and receivers many potholes on the road of life, but none so painful to fall into as burnout.

  

Our programs can assist you with the accumulation years, protective years and the distribution years of life. The terms you set for your senior years is as critical as the years before and is the critical factors in living longer and enjoying it more.  "A quality plan does not necessitate a sensation of work but its management."  This planning is about the journey of  your life that brings value to yourself and an ability of giving value to those about you throughout your life. The decision to defer managing  and planning your security, may develop the architecture of your own demise.  A dollar put away today could be worth ten tomorrow when needed. A qualified manager can assist you with avoiding potholes as you journey. When you leave your work or change jobs, don't forget to take your nest egg with you.  It could be costly if left behind.

   Our value added service network of individually picked businesses and services presents you with opportunities for consulting and counsel with people and businesses that can provide services and products for our clients with professional integetry.  Products/service are presented under clients types that may be possible matches.  Consumers, Seniors, Religious, Commercial, and Employees. Some are listed more than once if services overlap.

   We offer a network of quality companies that believe in integrity and excellence for their products and services. These companies will assist you, as you are faced with the many choices and decisions of our demanding culture today, with quality solutions at a special pricing you will appreciate as one of our clients. More are added continually. If you do not find a business to help with your area of need, contact us; there are others to be added that are not on the site as of yet.

  

Information on our workshops, newsletter archive, printed resources we offer and other resources are present below. We do not endorse all the content or positions of material presented. They are present because we feel they may have relevent information.  When you link to another site, our privacy and use statements do not apply as you are subject to their site privacy and use statements.  If you have questions concerning any provided resources or links, please contact us.

  

Please keep in mind that we are not responsible for nor do we necessarily support all that is presented in content or positions by these sites. Please keep in mind that when you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements. These sites are only linked for ease of use and reference as you feel necessary.

  

Please keep in mind that we are not responsible for, nor do we necessarily support, all that is presented in content or positions by these sites.  When you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements.

  

Please keep in mind that we are not responsible for, nor do we necessarily support, all that is presented in content or positions by these sites. Please keep in mind that when you link to another site, our privacy and use statements do not apply; you are subject to their site privacy and use statements. These sites are only linked for your ease of use and reference as you feel necessary.

   Please click the staff tab at the page top.  Our contact page provides a helpful form to request information or help for use as you desire, 24/7.  If you desire to talk with someone in person for customer service assistance, quotes, or to contact a specific person, you can either phone or email the proper person for the assistance you require for your need.

  

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