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Glossary of Insurance & Financial Terms
We believe a proper understanding of the terms and concepts assists our clients in making more informed and better decisions in today's ever changing and challenging culture. All terms defined on this site are of a general definition nature and should assist you as you review your policy; for specific definitions, please consult your specific policy for the proper contractural definition between yourself and the insuring company you have chosen.
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The Unique Difference You Can Expect From Your Relationship With Us

Looking For A Agency With Experience?  Your Ministry Needs Our Quality Stewardship Tools Which Can Equip Pastors And Church Leaders To Meet The Demands of Our Complex And Litigious Culture Without Ministry Compromise.*    

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The Unique Differences You Can Expect From Your Relationship With Us
The Unique Differences You Can Expect From Your Relationship With Us

Looking For A Agency With Experience?  Your Ministry Needs Our Quality Stewardship Tools Which Can Equip Pastors And Church Leaders To Meet The Demands of Our Complex And Litigious Culture Without Ministry Compromise.*   

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The Unique Difference You Can Expect From Your Relationship Us

Looking For A Agency With Experience?  Your Ministry Needs Our Quality Stewardship Tools Which Can Equip Pastors And Church Leaders To Meet The Demands of Our Complex And Litigious Culture Without Ministry Compromise.*     

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Employment Risk Forms Overview

Please be reminded of the conditions of use for the materials supplied on this site.  We are not in the business of rendering legal advice, and all materials and suggestions should be reviewed with your professional before use. Forms are on the next pages, with contact info for an attorney we work with who can assist you with the review of this area.

If you desire a possible rate credit for this area, your procedures must be reviewed by our office to be sure they meet underwriting guidelines. Please submit a copy of your procedures when they are completed. If you need assistance with this, please feel free to contact us. 877-471-7997

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Medicare Insurance Plan info
All medicare supplemental plans must conform to the same benefit offering  from company to company for the approved ten plans A -  J. In other words, all plan A's and such offer the same benefits from company to company. The only difference from company to company is the service and pricing. The next page reviews the benefits of the ten plans A - J. Most companies do not offer all plans.
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Medicare Insurance Plan info
Points to Consider When Purchasing Long Term Care Insurance
Points to Consider When Purchasing Long Term Care Insurance

Points to consider when purchasing Long Term Care Insurance.  Today's culture offers some very harsh realities of disturbing consequences for those that delay proactive care with this possible area of financial risk. This area of financial risk today is commonly called the financial quicksand abyss that can devour your assets leaving you penniless as you age in life.  Most people today do not understand the realities of this financial risk and are thus unprepared to face this challenge that can undermine and destroy all other well designed plans they may have put in place. 

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Event Medical, Disability, and Life Insurance For Camps And Retreat (2005 Camp app SPL-7052- L.pdf vpfs12iu by pfs)
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Directions for Completing The Church Youth Group Medical Trip/Event Plans

Special Events coverage for Camp and retreat events over 72 hours off your premises is a practical insurance plan providing peace of mind. If this plan does not meet your specific need, please contact us; there are many more plans to choose from.

Church youth groups may apply for annual coverage under the church youth group plan and get coverage for the year or for individual events. For some this might meet their need better than the camp & retreat plan. Please remember each event requires its own application if applying for short term coverage.

Individual names are not required because 100% of all eligible persons must be insured. Each person is protected as well as the group itself.

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Directions for Completing The Church Youth Group Medical Trip/Event Plans
Site last updated 03/20/2024